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Our services

Funding and support for every stage of business

As an independent business loan broker and business loan marketplace, Alta connects you with multiple financing options and alternative business financing—from your first business line of credit to SBA loans and commercial real estate—explained in plain English, every step of the way.

We help fund all kinds of businesses, including Amazon seller financing and Shopify business funding for e-commerce, restaurant financing, construction business loans, trucking and transportation financing, and healthcare and medical practice financing.

Term Business Loans

⏱ Funding timelines vary by product and lender

A straightforward lump sum you repay over a set term with predictable payments. Great for a defined, one-time investment in your business.

Who it's for: Established businesses making a planned purchase or covering a known expense.

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Business Lines of Credit

⏱ Approvals often within 1–3 days

Flexible, revolving access to cash you can draw from as needed and only pay interest on what you use—like a safety net that's always there.

Who it's for: Businesses with fluctuating cash flow or seasonal swings.

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SBA Loans

⏱ Typically several weeks (worth the wait)

Government-backed loans known for lower rates and longer terms. The paperwork is heavier, so we help guide you through it as an SBA loan broker partner.

Who it's for: Owners seeking larger amounts and the most affordable long-term financing.

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Equipment Financing

⏱ Funding often in 1–5 business days

Funding to buy machines, vehicles, or tools—with the equipment itself often serving as collateral, which can make approval easier.

Who it's for: Restaurants, contractors, medical, salons, and trades buying gear.

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Merchant Cash Advances

⏱ Funding possible in 1–3 business days

An advance repaid as a small percentage of your daily card sales. Fast and flexible, with payments that flex with your revenue.

Who it's for: Retail, food, and service businesses with steady card sales.

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Invoice Factoring

⏱ Often funded within days of setup

Turn unpaid customer invoices into immediate cash instead of waiting 30, 60, or 90 days to get paid.

Who it's for: B2B businesses with outstanding receivables and slow-paying clients.

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Commercial Real Estate Loans

⏱ Generally a few weeks to close

Financing to purchase, refinance, or improve commercial property—from a storefront to a warehouse.

Who it's for: Owners ready to buy or refinance business property.

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Business Credit Building

⏱ An ongoing program, results build over time

Guidance and tools designed to help you establish and strengthen your business credit profile, separate from your personal credit.

Who it's for: Newer businesses laying the groundwork for better future terms.

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Business Insurance Referrals

⏱ Quotes typically within a few days

We connect you with trusted insurance partners for general liability, property, workers' comp, and more—so you're protected as you grow.

Who it's for: Any business that wants the right coverage without the legwork.

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Banking & Payment Processing

⏱ Setup often same-week

Help setting up modern business banking and card processing through trusted providers like Mercury, Stripe, and others.

Who it's for: New and growing businesses modernizing their money operations.

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Reverse Mortgage Referrals

⏱ Consultation-based; timelines vary

For qualifying clients aged 62 and older, we provide referrals to specialized reverse mortgage partners who can explain the options.

Who it's for: Homeowners 62+ exploring how to access home equity.

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LLC Formation & Registered Agent

⏱ Formation often within days

Get your business structured correctly from day one with referrals for LLC formation and registered agent services.

Who it's for: Founders launching or formalizing a new business entity.

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Not sure which fits?

Tell us your goal—we'll match the funding.

A Principal Funding Advisor will walk you through your options. No hard credit pull, no obligation.

Free pre-qualification · No hard credit pull · Bilingual EN/ES