Reverse Mortgage Referrals

What it is

A reverse mortgage lets qualifying homeowners aged 62 and older access part of their home equity, often without a monthly mortgage payment. The amount available depends on age, the home's value, and current rates.

This is a specialized product with important details to understand, so Alta does not handle it in-house. Instead, we refer you to specialized reverse mortgage partners who can explain how it works, what it costs, and whether it fits your situation.

Because a reverse mortgage affects your home and your estate, it deserves careful thought. The partner we refer you to will walk you through the options clearly and answer your questions before you decide anything.

Best for

• Homeowners 62+ exploring how to access home equity
• Those who want to understand the option before deciding
• Owners looking for guidance from a specialist

Typical requirements

Most lenders typically look for the following. Exact criteria vary by partner.

• Homeowner aged 62 or older
• Significant equity in your primary residence
• The home must remain your primary residence
• Time to review the details with a specialized partner

How the process works

What to expect

Reverse mortgage timelines vary and the process is consultation-based. Alta does not originate reverse mortgages—we refer you to a specialized partner who explains the product and handles everything directly. Take your time and ask questions before you decide.

Final terms, eligibility, rates, and approval decisions are made by the lender partner, not by Alta Business Loans. We do not guarantee approval or specific terms.